Business income, personal finances, taxes, retirement, investments, and protection do not exist in separate boxes. They are all connected. And when one piece is missing or misaligned, it affects everything else.

At Soluna, we take a comprehensive, coordinated approach to financial planning. That means we look at your whole picture, not just one piece of it, and help you make decisions with clarity and confidence across every area of your financial life.

Clarifying your financial goals and priorities. Creating a realistic timeline for where you are headed. Helping you understand what matters most now and long term. Turning complex decisions into clear next steps.

Understanding how your business income supports your personal life. Helping you pay yourself intentionally and consistently. Connecting business decisions to long-term wealth goals. Making sure nothing lives in isolation.

Understanding how money flows through your business and personal life at a high level. Ensuring cash reserves support stability and flexibility. Identifying structural improvements that reduce financial stress.

Identifying opportunities to help reduce taxes in coordination with your CPA. Understanding how taxes affect your decisions year-round. Planning ahead so you are not reacting at tax time. Aligning tax strategy with business growth and retirement goals.

Helping you understand how much you need to save and by when. Choosing the right retirement accounts for your situation, including Solo 401(k), SEP IRA, Roth IRA, and others. Creating a plan for retirement income, not just accumulation. Making sure your future is supported beyond your business.

Reviewing your existing investments. Aligning your portfolio with your goals, risk tolerance, and timeline. Helping you understand what you own and why. Managing investments thoughtfully and with tax awareness where applicable.

Reviewing life and disability insurance coverage. Understanding long-term care options. Identifying gaps and areas of over-coverage. Making sure your family and income are protected.

Reviewing beneficiaries and account titling. Understanding how your assets flow to your family. Coordinating with your attorney when updates are needed. Aligning your wealth with your values.

A trusted partner to help you think through financial decisions as they come up. Regular check-ins as your life and business change. Coordination with your CPA and attorney as needed. Support that evolves with you.

*Coordination services are for planning and organizational purposes only as it relates to the services offered on the Financial Planning & Consulting Agreement. Soluna does not provide legal or tax advice